USC Financial Literacy Conference

The USC Career Center hosted the first Financial Literacy Conference virtually from Tuesday, April 14 to Thursday, April 16, 2020. Each day included a session from 12:00 pm from 1:00 pm PT via Zoom and was led by Trojan alumni currently working in financial services or members of the USC Credit Union. The speakers covered topics ranging from understanding how to budget, the importance of building credit, taxes and compensation, and more. Find the session recordings below!

2020 Virtual Financial Literacy Conference

Budgeting & Student Loans

Learn more about budgeting and best practices for student loans with Shane Foley and Alexander Carillo from Capstone Partners. Topics include understanding how to budget, differences between refinancing vs. consolidating, and an introduction to the different types of repayment plans.

Shane is a Southern California native and has worked in the real estate and capital markets for the past 20 years. He has built considerable expertise in the capital markets with positions at companies such as Wells Fargo, GE Capital, Colliers International, and his own company Access Capital. Shane opened his own office in Pasadena in 2016 with Capstone Partners/Mass Mutual, where he currently serves as the Executive Director. At Capstone Partners, he works with individuals and business owners in the areas of insurance, investment management, wealth transfer, estate planning, and tax mitigation. Shane received his BA in Political Science and Communications from USC and later earned his MBA from Pepperdine University. He currently serves on the USC Athletics Board of Counselors, the USC Dornsife Board of Councilors, and is a Board Emeriti for the USC Alumni Association. Shane also played quarterback at USC from 1986-1990 and was part of three consecutive Rose Bowl teams.

Alex is a Los Angeles native who serves as principal Investment Advisor for Capstone Partners in Pasadena. With 9 years of experience in financial services, he owns and operates a wealth advisory practice, focused on retirement planning for individuals and business owners. His key areas of expertise are life insurance, annuities, and managed investments, with an emphasis on risk mitigation and long-term planning. Before starting his own practice, Alex began his career at LPL Financial as junior Advisor, later transitioning to Securities America as Vice-President and Senior Financial Advisor, based in Downtown Los Angeles. He is an honored graduate of the University of Southern California, earning a Bachelor’s degree in Economics, and is currently a member of the Loyola Latino Alumni Society.

Credit

Learn more about what credit is and the importance of building credit with Michael Broughton, a current USC student and member of the USC Credit Union Board of Trustees, and Daniel Fernandez from the USC Credit Union.

Michael is a Junior at the University of Southern California. When coming to college he was $10,000 short on his tuition and coming from a low-income family of 9 did not know or have the means to pay off this expense. From this experience, Michael has made it his dedication and passion to helps students alike learn finance and help begin their financial journey. He is now on the board of the USC Credit Union and has built a company helping students build their credit.

Daniel leads the USC Credit Union as the Vice President of Community Development to develop products that meet the needs of community members that live and work in the area around USC. He also serves as the CEO of the USCCU Community Foundation, which will offer financial education, digital empowerment training, and support philanthropic endeavors of community organizations throughout Los Angeles. Previously, as Director of Lending at the Opportunity Fund, Daniel led the deployment of over $85 million in capital across underserved and underbanked communities in California and Nevada. Much of the success attributed to the project was Daniel’s work to design and implement the Express Credit Builder Program, which allowed small business owners and their families to receive business counseling, credit resources, and full funding within 48hrs for an approved loan request. In his spare time, Daniel also serves on the California Cameo Trail Blazer Committee and is Chairman of the Board for the Microenterprise collaborative of Southern California.

Financial Security in the Workforce

Learn more about managing financial security upon entering the workforce with Jonathan Kennedy from Northwestern Mutual. Topics will include risk management, taxes, and understanding employer-related benefits.

Jonathan is a Financial Advisor with Northwestern Mutual. He is certified in Long-Term Care planning and focuses on comprehensive planning for his clients. Jonathan began his career with Northwestern Mutual in 2005 as an intern during his freshman and sophomore years at the University of Southern California. Upon graduating from USC in 2008, he decided to explore other opportunities in the entertainment industry given the distressed environment in the financial industry. In 2016, Jonathan reengaged Northwestern Mutual and began building his full-time practice. Today, he specializes in providing strategic, comprehensive advice to help successful attorneys, physicians, business owners, and entertainment professionals meet their financial goals.